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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,428 | $111,535-70.9% | $105,223-69.2% | $137,256-76.4% |
| Participation rate | 81.0% | 78.1%+2.9pp | 75.0%+5.9pp | 80.0%+1.0pp |
| Annual return | 24.91% | 237.85%-212.9pp | 180.65%-155.7pp | 220.34%-195.4pp |
| Employer contribution / active EE | $3,880 | $3,939-1.5% | $3,689+5.2% | $4,156-6.6% |
| Participant deferral / active EE | $6,329 | $5,500+15.1% | $5,072+24.8% | $6,407-1.2% |
| Admin fee / account holder | $2,590 | $9,721-73.4% | $8,859-70.8% | $12,270-78.9% |