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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,503 | $81,262-10.8% | $155,602-53.4% | $80,911-10.4% |
| Participation rate | 85.3% | 66.2%+19.1pp | 78.2%+7.1pp | 67.6%+17.6pp |
| Annual return | 17.63% | 33.34%-15.7pp | 64.81%-47.2pp | 35.63%-18.0pp |
| Employer contribution / active EE | $6,739 | $3,102+117.3% | $4,675+44.1% | $2,756+144.5% |
| Participant deferral / active EE | $4,276 | $3,451+23.9% | $5,629-24.0% | $4,297-0.5% |
| Admin fee / account holder | $327 | $7,992-95.9% | $15,923-97.9% | $6,935-95.3% |