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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,347 | $81,276+178.5% | $155,574+45.5% | $80,925+179.7% |
| Participation rate | 97.8% | 66.2%+31.5pp | 78.2%+19.6pp | 67.7%+30.1pp |
| Annual return | 9.31% | 33.36%-24.0pp | 64.87%-55.6pp | 35.65%-26.3pp |
| Employer contribution / active EE | $9,626 | $3,103+210.2% | $4,676+105.9% | $2,756+249.3% |
| Participant deferral / active EE | $2,544 | $3,453-26.3% | $5,629-54.8% | $4,299-40.8% |
| Admin fee / account holder | $55,196 | $7,993+590.5% | $15,914+246.8% | $6,940+695.3% |