Retirement plan

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN

Name: EARL SWENSSON ASSOCIATES, INC. - EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN (2015) Form 5500
Creator: EARL SWENSSON ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN, EARL SWENSSON ASSOCIATES, INC.

EARL SWENSSON ASSOCIATES, INC.EIN 62-0897652Plan #001PY 2015

1033 DEMONBREUN ST., STE. 800 - NASHVILLE, TN 372034461615-329-9445

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$35.5M

No prior year

Total participants

203

No prior year

Average account balance

$174,838

No prior year

Annual return

1.14%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$87.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$324K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

271

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.24M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$26K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$44

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRUDENT STREET FINANCIAL ADVISORS1+ years Filed as: PRUDEND STREET FINANCIAL ADVISORS, Service code 26 · EIN 45-4281787	Advisory (Participants)	$65,870
INVESCO1+ years Filed as: INVESCO NATIONAL TRUST COMPANY Service code 28 1555 PEACHTREE STREET NE · ATLANTA, GA 30309	Investment Management	$5,648

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$75K

$462 / participant

Contract admin$75K100.0%

% of EOY assets

0.212%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RAYBURN FITZGERALD PC
Auditor EIN: 621471522
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$174,838

$70,002+149.8%

$115,038+52.0%

$52,331+234.1%

Participation rate

100.0%

72.1%+27.9pp

81.4%+18.6pp

68.1%+31.9pp

Annual return

1.14%

4.04%-2.9pp

26.14%-25.0pp

4.54%-3.4pp

Employer contribution / active EE

$3,730

$2,715+37.4%

$4,608-19.1%

$1,882+98.2%

Participant deferral / active EE

$6,711

$4,920+36.4%

$6,026+11.4%

$3,022+122.1%

Admin fee / account holder

$371

$566-34.5%

$8,175-95.5%

$592-37.3%

Provider

Service type

Compensation

PRUDENT STREET FINANCIAL ADVISORS1+ years

Filed as: PRUDEND STREET FINANCIAL ADVISORS,

Service code 26 · EIN 45-4281787

Advisory (Participants)

$65,870

INVESCO1+ years

Filed as: INVESCO NATIONAL TRUST COMPANY

Service code 28

1555 PEACHTREE STREET NE · ATLANTA, GA 30309

Investment Management

$5,648

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion