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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,618 | $196,972-82.4% | $182,262-81.0% | $198,609-82.6% |
| Participation rate | 73.3% | 85.7%-12.4pp | 84.2%-10.9pp | 82.4%-9.0pp |
| Annual return | 6.34% | 158.27%-151.9pp | 140.60%-134.3pp | 202.70%-196.4pp |
| Employer contribution / active EE | $3,657 | $5,364-31.8% | $5,046-27.5% | $5,055-27.7% |
| Participant deferral / active EE | $1,801 | $8,643-79.2% | $8,276-78.2% | $6,977-74.2% |
| Admin fee / account holder | $743 | $18,429-96.0% | $16,712-95.6% | $19,030-96.1% |