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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $819,741 | $75,541+985.2% | $152,093+439.0% | $82,637+892.0% |
| Participation rate | 96.9% | 66.5%+30.4pp | 77.8%+19.2pp | 68.1%+28.9pp |
| Annual return | 12.67% | 32.56%-19.9pp | 66.36%-53.7pp | 53.51%-40.8pp |
| Employer contribution / active EE | $22,825 | $2,622+770.4% | $4,175+446.7% | $2,552+794.3% |
| Participant deferral / active EE | $13,952 | $3,206+335.2% | $5,451+155.9% | $4,126+238.1% |
| Admin fee / account holder | $108,475 | $6,405+1593.7% | $14,497+648.3% | $7,339+1378.1% |