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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,943 | $81,358+289.6% | $155,556+103.7% | $80,959+291.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.47% | 33.39%-21.9pp | 64.84%-53.4pp | 35.67%-24.2pp |
| Employer contribution / active EE | $13,384 | $3,106+330.8% | $4,675+186.3% | $2,757+385.4% |
| Participant deferral / active EE | $7,818 | $3,455+126.3% | $5,631+38.8% | $4,300+81.8% |
| Admin fee / account holder | $1,199 | $7,994-85.0% | $15,885-92.4% | $6,925-82.7% |