Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,745 | $74,535-41.3% | $100,712-56.6% | $82,637-47.1% |
| Participation rate | 37.7% | 61.2%-23.5pp | 69.3%-31.6pp | 68.1%-30.3pp |
| Annual return | 15.34% | 18.92%-3.6pp | 33.27%-17.9pp | 53.51%-38.2pp |
| Employer contribution / active EE | $117 | $1,503-92.2% | $2,313-94.9% | $2,552-95.4% |
| Participant deferral / active EE | $1,229 | $3,074-60.0% | $4,085-69.9% | $4,126-70.2% |
| Admin fee / account holder | $529 | $6,576-91.9% | $9,256-94.3% | $7,339-92.8% |