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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $659,677 | $106,524+519.3% | $152,301+333.1% | $87,485+654.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.54% | 26.89%-11.4pp | 80.50%-65.0pp | 26.06%-10.5pp |
| Employer contribution / active EE | $15,759 | $3,371+367.5% | $4,624+240.8% | $2,596+507.0% |
| Participant deferral / active EE | $10,646 | $6,525+63.2% | $8,004+33.0% | $4,274+149.1% |
| Admin fee / account holder | $12,780 | $8,287+54.2% | $14,398-11.2% | $7,775+64.4% |