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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,548 | $117,846-68.1% | $102,434-63.3% | $145,884-74.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.27% | 31.90%-20.6pp | 29.46%-18.2pp | 551.85%-540.6pp |
| Employer contribution / active EE | $7,381 | $3,615+104.2% | $3,023+144.1% | $4,662+58.3% |
| Participant deferral / active EE | $8,954 | $5,733+56.2% | $5,055+77.1% | $6,690+33.9% |
| Admin fee / account holder | $1,595 | $13,356-88.1% | $9,462-83.1% | $13,392-88.1% |