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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,651 | $212,386-26.7% | $199,883-22.1% | $138,895+12.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 1.92% | 47.75%-45.8pp | 43.81%-41.9pp | 145.39%-143.5pp |
| Employer contribution / active EE | $7,581 | $6,625+14.4% | $6,261+21.1% | $4,194+80.8% |
| Participant deferral / active EE | $7,292 | $9,617-24.2% | $9,138-20.2% | $6,396+14.0% |
| Admin fee / account holder | $81,877 | $18,233+349.1% | $17,268+374.2% | $12,562+551.8% |