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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,651 | $227,291-31.5% | $214,702-27.5% | $155,188+0.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 1.92% | 60.08%-58.2pp | 54.55%-52.6pp | 148.84%-146.9pp |
| Employer contribution / active EE | $7,581 | $6,772+12.0% | $6,461+17.3% | $4,248+78.5% |
| Participant deferral / active EE | $7,292 | $9,582-23.9% | $9,147-20.3% | $6,531+11.7% |
| Admin fee / account holder | $81,877 | $20,413+301.1% | $19,830+312.9% | $14,480+465.5% |