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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,749 | $227,291-86.0% | $214,702-85.2% | $155,188-79.5% |
| Participation rate | 87.5% | 88.0%-0.5pp | 87.5%0pp | 80.8%+6.7pp |
| Annual return | 23.27% | 60.08%-36.8pp | 54.55%-31.3pp | 148.84%-125.6pp |
| Employer contribution / active EE | $4,214 | $6,772-37.8% | $6,461-34.8% | $4,248-0.8% |
| Participant deferral / active EE | $7,156 | $9,582-25.3% | $9,147-21.8% | $6,531+9.6% |
| Admin fee / account holder | $2,077 | $20,413-89.8% | $19,830-89.5% | $14,480-85.7% |