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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,749 | $223,823-85.8% | $211,142-85.0% | $154,746-79.5% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 23.27% | 50.39%-27.1pp | 46.84%-23.6pp | 172.34%-149.1pp |
| Employer contribution / active EE | $4,214 | $6,787-37.9% | $6,442-34.6% | $4,379-3.8% |
| Participant deferral / active EE | $7,156 | $9,750-26.6% | $9,284-22.9% | $6,730+6.3% |
| Admin fee / account holder | $2,077 | $19,707-89.5% | $19,076-89.1% | $14,365-85.5% |