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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,210 | $117,846-14.1% | $102,434-1.2% | $145,884-30.6% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 21.01% | 31.90%-10.9pp | 29.46%-8.4pp | 551.85%-530.8pp |
| Employer contribution / active EE | $5,359 | $3,615+48.3% | $3,023+77.3% | $4,662+14.9% |
| Participant deferral / active EE | $11,353 | $5,733+98.0% | $5,055+124.6% | $6,690+69.7% |
| Admin fee / account holder | $1,174 | $13,356-91.2% | $9,462-87.6% | $13,392-91.2% |