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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,523 | $182,823-89.9% | $161,596-88.5% | $198,609-90.7% |
| Participation rate | 100.0% | 81.5%+18.5pp | 80.7%+19.3pp | 82.4%+17.6pp |
| Annual return | 14.18% | 484.64%-470.5pp | 389.92%-375.7pp | 202.70%-188.5pp |
| Employer contribution / active EE | $1,246 | $4,109-69.7% | $3,977-68.7% | $5,055-75.3% |
| Participant deferral / active EE | $6,966 | $7,056-1.3% | $6,750+3.2% | $6,977-0.1% |
| Admin fee / account holder | $2,878 | $15,687-81.7% | $13,161-78.1% | $19,030-84.9% |