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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,523 | $171,930-89.2% | $151,266-87.8% | $154,746-88.0% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 14.18% | 242.03%-227.8pp | 180.60%-166.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,246 | $4,710-73.5% | $4,237-70.6% | $4,379-71.5% |
| Participant deferral / active EE | $6,966 | $8,191-15.0% | $7,337-5.1% | $6,730+3.5% |
| Admin fee / account holder | $2,878 | $15,803-81.8% | $13,159-78.1% | $14,365-80.0% |