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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,123 | $166,242-82.5% | $165,071-82.4% | $145,884-80.0% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 16.12% | 100.44%-84.3pp | 70.17%-54.1pp | 551.85%-535.7pp |
| Employer contribution / active EE | $4,723 | $5,283-10.6% | $4,347+8.6% | $4,662+1.3% |
| Participant deferral / active EE | $5,221 | $6,964-25.0% | $6,035-13.5% | $6,690-22.0% |
| Admin fee / account holder | $783 | $16,658-95.3% | $12,695-93.8% | $13,392-94.2% |