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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,656 | $184,014-86.1% | $161,149-84.1% | $138,895-81.5% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 19.67% | 21.52%-1.9pp | 21.16%-1.5pp | 145.39%-125.7pp |
| Employer contribution / active EE | $3,235 | $5,055-36.0% | $4,360-25.8% | $4,194-22.9% |
| Participant deferral / active EE | $5,563 | $6,909-19.5% | $6,153-9.6% | $6,396-13.0% |
| Admin fee / account holder | $2,446 | $18,027-86.4% | $15,194-83.9% | $12,562-80.5% |