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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,226 | $160,028-64.9% | $147,080-61.8% | $145,884-61.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 44.42% | 98.60%-54.2pp | 420.17%-375.8pp | 551.85%-507.4pp |
| Employer contribution / active EE | $10,550 | $5,286+99.6% | $4,933+113.9% | $4,662+126.3% |
| Participant deferral / active EE | $22,750 | $8,422+170.1% | $8,066+182.0% | $6,690+240.1% |
| Admin fee / account holder | $7,316 | $15,030-51.3% | $12,989-43.7% | $13,392-45.4% |