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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,916 | $160,040-80.7% | $147,096-79.0% | $145,877-78.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 841.60% | 98.49%+743.1pp | 419.75%+421.8pp | 551.28%+290.3pp |
| Employer contribution / active EE | $2,039 | $5,289-61.4% | $4,936-58.7% | $4,663-56.3% |
| Participant deferral / active EE | $3,444 | $8,429-59.1% | $8,071-57.3% | $6,691-48.5% |
| Admin fee / account holder | $382 | $15,050-97.5% | $13,005-97.1% | $13,402-97.1% |