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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,826 | $124,425-78.4% | $112,040-76.1% | $137,256-80.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.50% | 24.72%-9.2pp | 24.52%-9.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,510 | $3,411+2.9% | $2,954+18.8% | $4,156-15.5% |
| Participant deferral / active EE | $6,977 | $5,718+22.0% | $5,098+36.9% | $6,407+8.9% |
| Admin fee / account holder | $6,466 | $15,207-57.5% | $12,098-46.6% | $12,270-47.3% |