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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,116 | $117,846-78.7% | $102,434-75.5% | $145,884-82.8% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 11.80% | 31.90%-20.1pp | 29.46%-17.7pp | 551.85%-540.1pp |
| Employer contribution / active EE | $2,140 | $3,615-40.8% | $3,023-29.2% | $4,662-54.1% |
| Participant deferral / active EE | $4,834 | $5,733-15.7% | $5,055-4.4% | $6,690-27.7% |
| Admin fee / account holder | $940 | $13,356-93.0% | $9,462-90.1% | $13,392-93.0% |