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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,960 | $28,624+200.3% | $53,647+60.2% | $82,637+4.0% |
| Participation rate | 31.6% | 47.3%-15.7pp | 56.3%-24.7pp | 68.1%-36.5pp |
| Annual return | 18.60% | 664.98%-646.4pp | 358.33%-339.7pp | 53.51%-34.9pp |
| Employer contribution / active EE | $1,047 | $637+64.4% | $962+8.8% | $2,552-59.0% |
| Participant deferral / active EE | $2,345 | $1,196+96.0% | $1,813+29.3% | $4,126-43.2% |
| Admin fee / account holder | $850 | $2,022-58.0% | $2,460-65.4% | $7,339-88.4% |