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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,401 | $29,736+153.6% | $56,033+34.6% | $80,935-6.8% |
| Participation rate | 26.8% | 41.7%-14.9pp | 52.5%-25.7pp | 67.7%-40.9pp |
| Annual return | 24.47% | 35.28%-10.8pp | 1711.38%-1686.9pp | 35.66%-11.2pp |
| Employer contribution / active EE | $893 | $671+33.0% | $1,041-14.2% | $2,757-67.6% |
| Participant deferral / active EE | $1,711 | $1,228+39.3% | $1,954-12.4% | $4,299-60.2% |
| Admin fee / account holder | $705 | $2,434-71.0% | $2,827-75.0% | $6,924-89.8% |