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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,855 | $97,289+3.7% | $92,805+8.7% | $155,188-35.0% |
| Participation rate | 33.3% | 84.2%-50.8pp | 83.5%-50.2pp | 80.8%-47.5pp |
| Annual return | 14.55% | 29.03%-14.5pp | 31.59%-17.0pp | 148.84%-134.3pp |
| Employer contribution / active EE | $5,280 | $3,632+45.4% | $3,424+54.2% | $4,248+24.3% |
| Participant deferral / active EE | $10,419 | $8,795+18.5% | $8,448+23.3% | $6,531+59.5% |
| Admin fee / account holder | $3 | $12,015-100.0% | $10,911-100.0% | $14,480-100.0% |