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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,167 | $114,119-87.6% | $107,187-86.8% | $138,895-89.8% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 4.84% | 273.21%-268.4pp | 204.55%-199.7pp | 145.39%-140.6pp |
| Employer contribution / active EE | $1,005 | $4,059-75.2% | $3,782-73.4% | $4,194-76.0% |
| Participant deferral / active EE | $943 | $5,538-83.0% | $5,096-81.5% | $6,396-85.3% |
| Admin fee / account holder | $4,088 | $10,024-59.2% | $9,162-55.4% | $12,562-67.5% |