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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,453 | $174,379-75.7% | $152,093-72.1% | $138,895-69.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.01% | 74.86%-61.8pp | 66.36%-53.3pp | 145.39%-132.4pp |
| Employer contribution / active EE | $473 | $4,652-89.8% | $4,175-88.7% | $4,194-88.7% |
| Participant deferral / active EE | $1,681 | $6,159-72.7% | $5,451-69.2% | $6,396-73.7% |
| Admin fee / account holder | $29,622 | $16,880+75.5% | $14,497+104.3% | $12,562+135.8% |