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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,408 | $166,242-66.1% | $165,071-65.8% | $145,884-61.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.41% | 100.44%-85.0pp | 70.17%-54.8pp | 551.85%-536.4pp |
| Employer contribution / active EE | $5,951 | $5,283+12.6% | $4,347+36.9% | $4,662+27.6% |
| Participant deferral / active EE | $17,490 | $6,964+151.1% | $6,035+189.8% | $6,690+161.4% |
| Admin fee / account holder | $4,187 | $16,658-74.9% | $12,695-67.0% | $13,392-68.7% |