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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,069 | $211,288-21.9% | $178,540-7.5% | $145,884+13.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 18.45% | 30.27%-11.8pp | 27.15%-8.7pp | 551.85%-533.4pp |
| Employer contribution / active EE | $6,392 | $4,574+39.7% | $3,953+61.7% | $4,662+37.1% |
| Participant deferral / active EE | $16,427 | $6,967+135.8% | $6,281+161.6% | $6,690+145.6% |
| Admin fee / account holder | $3,431 | $12,105-71.7% | $10,424-67.1% | $13,392-74.4% |