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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,840 | $155,555-57.7% | $146,866-55.2% | $155,188-57.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 9.75% | 115.41%-105.7pp | 102.85%-93.1pp | 148.84%-139.1pp |
| Employer contribution / active EE | $4,258 | $4,647-8.4% | $4,425-3.8% | $4,248+0.2% |
| Participant deferral / active EE | $12,913 | $8,044+60.5% | $7,759+66.4% | $6,531+97.7% |
| Admin fee / account holder | $20,923 | $14,755+41.8% | $13,620+53.6% | $14,480+44.5% |