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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,528 | $102,609-36.1% | $98,090-33.2% | $138,895-52.8% |
| Participation rate | 33.3% | 82.8%-49.4pp | 81.5%-48.2pp | 79.9%-46.6pp |
| Annual return | 21.03% | 36.44%-15.4pp | 37.05%-16.0pp | 145.39%-124.4pp |
| Employer contribution / active EE | $812 | $3,867-79.0% | $3,606-77.5% | $4,194-80.6% |
| Participant deferral / active EE | $3,203 | $8,167-60.8% | $7,845-59.2% | $6,396-49.9% |
| Admin fee / account holder | $0 | $11,434-100.0% | $11,815-100.0% | $12,562-100.0% |