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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,496 | $93,055-38.2% | $153,643-62.6% | $80,935-29.0% |
| Participation rate | 0.0% | 69.0%-69.0pp | 77.1%-77.1pp | 67.7%-67.7pp |
| Annual return | 11.72% | 19.97%-8.2pp | 15.71%-4.0pp | 35.66%-23.9pp |
| Employer contribution / active EE | $1,680 | $3,504-52.0% | $5,039-66.7% | $2,757-39.1% |
| Participant deferral / active EE | $4,279 | $5,172-17.3% | $6,754-36.6% | $4,299-0.5% |
| Admin fee / account holder | $43,589 | $8,881+390.8% | $12,739+242.2% | $6,924+529.5% |