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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,495 | $101,618-8.0% | $93,063+0.5% | $137,256-31.9% |
| Participation rate | 66.7% | 74.9%-8.3pp | 72.1%-5.4pp | 80.0%-13.3pp |
| Annual return | 19.55% | 223.95%-204.4pp | 34.15%-14.6pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,783 | $2,707-34.2% | $2,476-28.0% | $4,156-57.1% |
| Participant deferral / active EE | $3,863 | $4,279-9.7% | $3,958-2.4% | $6,407-39.7% |
| Admin fee / account holder | $1,434 | $6,198-76.9% | $6,033-76.2% | $12,270-88.3% |