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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,563 | $156,398-90.7% | $147,318-90.1% | $138,895-89.5% |
| Participation rate | 94.1% | 83.8%+10.4pp | 82.1%+12.1pp | 79.9%+14.2pp |
| Annual return | 25.52% | 78.75%-53.2pp | 70.43%-44.9pp | 145.39%-119.9pp |
| Employer contribution / active EE | $2,612 | $4,853-46.2% | $4,593-43.1% | $4,194-37.7% |
| Participant deferral / active EE | $4,171 | $8,237-49.4% | $7,906-47.2% | $6,396-34.8% |
| Admin fee / account holder | $706 | $14,976-95.3% | $13,708-94.9% | $12,562-94.4% |