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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,324 | $115,931-76.4% | $185,441-85.3% | $86,983-68.6% |
| Participation rate | 35.7% | 73.6%-37.9pp | 80.3%-44.5pp | 69.5%-33.8pp |
| Annual return | 25.85% | 21.47%+4.4pp | 20.16%+5.7pp | 25.83%0pp |
| Employer contribution / active EE | $819 | $2,937-72.1% | $4,672-82.5% | $2,584-68.3% |
| Participant deferral / active EE | $3,234 | $4,551-28.9% | $6,152-47.4% | $4,194-22.9% |
| Admin fee / account holder | $86 | $10,687-99.2% | $17,890-99.5% | $7,856-98.9% |