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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,090 | $68,878-63.6% | $120,574-79.2% | $80,935-69.0% |
| Participation rate | 51.2% | 61.7%-10.5pp | 71.9%-20.7pp | 67.7%-16.4pp |
| Annual return | 21.18% | 23.67%-2.5pp | 107.42%-86.2pp | 35.66%-14.5pp |
| Employer contribution / active EE | $1,494 | $2,065-27.6% | $3,471-56.9% | $2,757-45.8% |
| Participant deferral / active EE | $3,216 | $3,189+0.8% | $4,996-35.6% | $4,299-25.2% |
| Admin fee / account holder | $373 | $5,782-93.5% | $9,445-96.0% | $6,924-94.6% |