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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,650 | $115,225-39.6% | $100,712-30.8% | $138,895-49.9% |
| Participation rate | 77.8% | 74.3%+3.4pp | 69.3%+8.5pp | 79.9%-2.1pp |
| Annual return | 15.71% | 40.35%-24.6pp | 33.27%-17.6pp | 145.39%-129.7pp |
| Employer contribution / active EE | $6,465 | $2,771+133.3% | $2,313+179.5% | $4,194+54.1% |
| Participant deferral / active EE | $9,171 | $4,699+95.2% | $4,085+124.5% | $6,396+43.4% |
| Admin fee / account holder | $5,977 | $10,844-44.9% | $9,256-35.4% | $12,562-52.4% |