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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,854 | $100,279-55.3% | $81,353-44.9% | $145,884-69.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 14.21% | 34.49%-20.3pp | 24.82%-10.6pp | 551.85%-537.6pp |
| Employer contribution / active EE | $5,373 | $2,979+80.4% | $2,464+118.1% | $4,662+15.3% |
| Participant deferral / active EE | $6,014 | $4,611+30.4% | $3,885+54.8% | $6,690-10.1% |
| Admin fee / account holder | $3,032 | $8,206-63.1% | $5,766-47.4% | $13,392-77.4% |