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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,459 | $88,815+149.3% | $81,882+170.5% | $145,897+51.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 12.15% | 1033.75%-1021.6pp | 779.47%-767.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $13,077 | $3,086+323.7% | $2,916+348.4% | $4,663+180.5% |
| Participant deferral / active EE | $1,535 | $4,647-67.0% | $4,323-64.5% | $6,689-77.1% |
| Admin fee / account holder | $46,629 | $8,434+452.8% | $7,360+533.6% | $13,390+248.2% |