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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,521 | $201,372-45.1% | $184,260-40.0% | $145,884-24.2% |
| Participation rate | 81.0% | 87.5%-6.5pp | 86.8%-5.9pp | 80.3%+0.6pp |
| Annual return | 17.35% | 29.04%-11.7pp | 28.84%-11.5pp | 551.85%-534.5pp |
| Employer contribution / active EE | $6,850 | $7,024-2.5% | $6,427+6.6% | $4,662+46.9% |
| Participant deferral / active EE | $13,083 | $9,808+33.4% | $9,133+43.3% | $6,690+95.6% |
| Admin fee / account holder | $984 | $16,362-94.0% | $13,898-92.9% | $13,392-92.7% |