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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,700 | $212,386-40.3% | $199,883-36.6% | $138,895-8.8% |
| Participation rate | 87.0% | 87.4%-0.4pp | 86.8%+0.2pp | 79.9%+7.0pp |
| Annual return | 19.82% | 47.75%-27.9pp | 43.81%-24.0pp | 145.39%-125.6pp |
| Employer contribution / active EE | $7,827 | $6,625+18.2% | $6,261+25.0% | $4,194+86.6% |
| Participant deferral / active EE | $15,702 | $9,617+63.3% | $9,138+71.8% | $6,396+145.5% |
| Admin fee / account holder | $14,108 | $18,233-22.6% | $17,268-18.3% | $12,562+12.3% |