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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,761 | $180,749+60.3% | $160,784+80.2% | $137,256+111.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 19.24% | 2234.46%-2215.2pp | 1803.92%-1784.7pp | 220.34%-201.1pp |
| Employer contribution / active EE | $15,413 | $4,155+270.9% | $3,733+312.9% | $4,156+270.9% |
| Participant deferral / active EE | $21,869 | $6,844+219.5% | $6,293+247.5% | $6,407+241.3% |
| Admin fee / account holder | $32,550 | $10,397+213.1% | $9,717+235.0% | $12,270+165.3% |