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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,894 | $172,111+35.3% | $150,298+55.0% | $137,256+69.7% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 19.06% | 69.37%-50.3pp | 62.79%-43.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $14,410 | $4,636+210.8% | $4,154+246.9% | $4,156+246.7% |
| Participant deferral / active EE | $9,304 | $6,166+50.9% | $5,453+70.6% | $6,407+45.2% |
| Admin fee / account holder | $6,340 | $16,471-61.5% | $14,116-55.1% | $12,270-48.3% |