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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,538 | $102,385+8.9% | $147,080-24.2% | $80,935+37.8% |
| Participation rate | 65.8% | 75.9%-10.1pp | 82.2%-16.4pp | 67.7%-1.9pp |
| Annual return | 24.17% | 135.09%-110.9pp | 420.17%-396.0pp | 35.66%-11.5pp |
| Employer contribution / active EE | $2,159 | $3,717-41.9% | $4,933-56.2% | $2,757-21.7% |
| Participant deferral / active EE | $3,556 | $6,651-46.5% | $8,066-55.9% | $4,299-17.3% |
| Admin fee / account holder | $4,723 | $7,951-40.6% | $12,989-63.6% | $6,924-31.8% |