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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,606 | $183,627+3.8% | $155,602+22.5% | $145,978+30.6% |
| Participation rate | 46.2% | 82.7%-36.5pp | 78.2%-32.1pp | 80.3%-34.1pp |
| Annual return | 12.31% | 61.32%-49.0pp | 64.81%-52.5pp | 550.52%-538.2pp |
| Employer contribution / active EE | $6,966 | $5,316+31.0% | $4,675+49.0% | $4,662+49.4% |
| Participant deferral / active EE | $8,678 | $6,466+34.2% | $5,629+54.2% | $6,690+29.7% |
| Admin fee / account holder | $26 | $19,327-99.9% | $15,923-99.8% | $13,400-99.8% |