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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,606 | $183,516+3.9% | $155,534+22.5% | $145,884+30.7% |
| Participation rate | 46.2% | 82.7%-36.6pp | 78.2%-32.1pp | 80.3%-34.1pp |
| Annual return | 12.31% | 61.43%-49.1pp | 64.92%-52.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $6,966 | $5,315+31.1% | $4,675+49.0% | $4,662+49.4% |
| Participant deferral / active EE | $8,678 | $6,467+34.2% | $5,630+54.1% | $6,690+29.7% |
| Admin fee / account holder | $26 | $19,293-99.9% | $15,900-99.8% | $13,392-99.8% |