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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,594 | $99,053+62.1% | $88,179+82.1% | $138,895+15.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.1%-2.5pp | 79.9%-13.3pp |
| Annual return | 19.39% | 78.17%-58.8pp | 64.97%-45.6pp | 145.39%-126.0pp |
| Employer contribution / active EE | $3,330 | $2,882+15.6% | $2,549+30.6% | $4,194-20.6% |
| Participant deferral / active EE | $13,818 | $5,225+164.4% | $4,614+199.5% | $6,396+116.0% |
| Admin fee / account holder | $20 | $8,748-99.8% | $7,673-99.7% | $12,562-99.8% |