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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,594 | $107,809+49.0% | $97,032+65.5% | $155,188+3.5% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 19.39% | 38.06%-18.7pp | 35.38%-16.0pp | 148.84%-129.4pp |
| Employer contribution / active EE | $3,330 | $2,911+14.4% | $2,629+26.7% | $4,248-21.6% |
| Participant deferral / active EE | $13,818 | $5,129+169.4% | $4,672+195.7% | $6,531+111.6% |
| Admin fee / account holder | $20 | $10,717-99.8% | $9,418-99.8% | $14,480-99.9% |