Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,004 | $81,487-74.2% | $102,412-79.5% | $80,935-74.0% |
| Participation rate | 57.1% | 66.8%-9.7pp | 74.5%-17.4pp | 67.7%-10.5pp |
| Annual return | 12.92% | 25.60%-12.7pp | 24.94%-12.0pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,254 | $3,103-27.4% | $3,870-41.8% | $2,757-18.2% |
| Participant deferral / active EE | $3,245 | $3,871-16.2% | $5,060-35.9% | $4,299-24.5% |
| Admin fee / account holder | $2,873 | $6,717-57.2% | $8,388-65.8% | $6,924-58.5% |