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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,871 | $110,379-24.0% | $102,412-18.1% | $145,884-42.5% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 10.49% | 24.84%-14.3pp | 24.94%-14.4pp | 551.85%-541.4pp |
| Employer contribution / active EE | $13,556 | $4,216+221.5% | $3,870+250.3% | $4,662+190.8% |
| Participant deferral / active EE | $3,999 | $5,622-28.9% | $5,060-21.0% | $6,690-40.2% |
| Admin fee / account holder | $4,692 | $9,745-51.9% | $8,388-44.1% | $13,392-65.0% |