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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,805 | $142,354+19.3% | $125,529+35.3% | $155,188+9.4% |
| Participation rate | 54.5% | 78.1%-23.5pp | 74.7%-20.2pp | 80.8%-26.3pp |
| Annual return | 20.76% | 306.06%-285.3pp | 202.56%-181.8pp | 148.84%-128.1pp |
| Employer contribution / active EE | $1,512 | $3,501-56.8% | $3,058-50.5% | $4,248-64.4% |
| Participant deferral / active EE | $6,031 | $5,491+9.8% | $4,813+25.3% | $6,531-7.7% |
| Admin fee / account holder | $737 | $19,392-96.2% | $16,298-95.5% | $14,480-94.9% |