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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,805 | $132,099+28.5% | $115,599+46.9% | $138,895+22.3% |
| Participation rate | 54.5% | 77.9%-23.3pp | 74.3%-19.7pp | 79.9%-25.4pp |
| Annual return | 20.76% | 176.76%-156.0pp | 111.10%-90.3pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,512 | $3,416-55.7% | $2,955-48.8% | $4,194-63.9% |
| Participant deferral / active EE | $6,031 | $5,617+7.4% | $4,889+23.4% | $6,396-5.7% |
| Admin fee / account holder | $737 | $15,650-95.3% | $12,841-94.3% | $12,562-94.1% |