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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,769 | $181,062-56.5% | $158,223-50.2% | $155,188-49.2% |
| Participation rate | 62.5% | 82.7%-20.2pp | 79.2%-16.7pp | 80.8%-18.3pp |
| Annual return | 15.42% | 57.39%-42.0pp | 52.09%-36.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $1,101 | $4,565-75.9% | $4,109-73.2% | $4,248-74.1% |
| Participant deferral / active EE | $5,426 | $6,134-11.5% | $5,467-0.7% | $6,531-16.9% |
| Admin fee / account holder | $1,427 | $18,825-92.4% | $16,047-91.1% | $14,480-90.1% |