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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,321 | $125,184-51.8% | $105,607-42.9% | $145,884-58.7% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 10.98% | 225.00%-214.0pp | 116.11%-105.1pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,599 | $3,720-57.0% | $3,167-49.5% | $4,662-65.7% |
| Participant deferral / active EE | $2,835 | $5,714-50.4% | $5,011-43.4% | $6,690-57.6% |
| Admin fee / account holder | $271 | $17,133-98.4% | $10,958-97.5% | $13,392-98.0% |