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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,413 | $174,379+109.6% | $152,093+140.3% | $138,895+163.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.13% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.3pp |
| Employer contribution / active EE | $12,552 | $4,652+169.8% | $4,175+200.7% | $4,194+199.3% |
| Participant deferral / active EE | $12,184 | $6,159+97.8% | $5,451+123.5% | $6,396+90.5% |
| Admin fee / account holder | $866 | $16,880-94.9% | $14,497-94.0% | $12,562-93.1% |