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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,413 | $181,062+101.8% | $158,223+130.9% | $155,188+135.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.13% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.7pp |
| Employer contribution / active EE | $12,552 | $4,565+175.0% | $4,109+205.5% | $4,248+195.5% |
| Participant deferral / active EE | $12,184 | $6,134+98.6% | $5,467+122.9% | $6,531+86.6% |
| Admin fee / account holder | $866 | $18,825-95.4% | $16,047-94.6% | $14,480-94.0% |