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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,628 | $110,379+137.9% | $102,412+156.4% | $145,884+80.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.50% | 24.84%-14.3pp | 24.94%-14.4pp | 551.85%-541.4pp |
| Employer contribution / active EE | $15,172 | $4,216+259.9% | $3,870+292.1% | $4,662+225.4% |
| Participant deferral / active EE | $12,997 | $5,622+131.2% | $5,060+156.9% | $6,690+94.3% |
| Admin fee / account holder | $7,051 | $9,745-27.6% | $8,388-15.9% | $13,392-47.3% |