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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,562 | $110,039-66.8% | $97,260-62.4% | $145,884-74.9% |
| Participation rate | 57.1% | 75.9%-18.8pp | 72.7%-15.5pp | 80.3%-23.2pp |
| Annual return | 11.34% | 244.44%-233.1pp | 75.54%-64.2pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,454 | $3,074-52.7% | $2,721-46.6% | $4,662-68.8% |
| Participant deferral / active EE | $3,716 | $4,674-20.5% | $4,262-12.8% | $6,690-44.4% |
| Admin fee / account holder | $139 | $6,204-97.8% | $5,640-97.5% | $13,392-99.0% |