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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,323 | $183,516-2.8% | $155,534+14.7% | $145,884+22.2% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 11.78% | 61.43%-49.6pp | 64.92%-53.1pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,136 | $5,315-78.6% | $4,675-75.7% | $4,662-75.6% |
| Participant deferral / active EE | $6,028 | $6,467-6.8% | $5,630+7.1% | $6,690-9.9% |
| Admin fee / account holder | $2,416 | $19,293-87.5% | $15,900-84.8% | $13,392-82.0% |