Retirement plan

PC TELECOM GROUP & ASSOCIATES, LLC RETIREMENT SAVINGS PLAN

Name: PC TELECOM GROUP & ASSOCIATES, LLC - PC TELECOM GROUP & ASSOCIATES, LLC RETIREMENT SAVINGS PLAN (2024) Form 5500
Creator: PC TELECOM GROUP & ASSOCIATES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PC TELECOM GROUP & ASSOCIATES, LLC RETIREMENT SAVINGS PLAN, PC TELECOM GROUP & ASSOCIATES, LLC

PC TELECOM GROUP & ASSOCIATES, LLCEIN 61-1390231Plan #001PY 2024

3939 MASSILLON ROAD, SUITE 801-300 - UNIONTOWN, OH 44685330-388-2341

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.5M

+20.0% from 2023

Total participants

+12.5% from 2023

Average account balance

$209,362

+37.1% from 2023

Annual return

14.12%

-2.50 pp from 2023

Benchmarks

See 23,915 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort23,915 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$209K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$74K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2479

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$2479 / participant

Other / not subdivided$17K100.0%

% of EOY assets

1.184%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$209,362

$166,089+26.1%

$164,928+26.9%

$145,978+43.4%

Participation rate

71.4%

82.0%-10.6pp

78.6%-7.2pp

80.3%-8.9pp

Annual return

14.12%

100.26%-86.1pp

70.08%-56.0pp

550.52%-536.4pp

Employer contribution / active EE

$2,499

$5,276-52.6%

$4,343-42.5%

$4,662-46.4%

Participant deferral / active EE

$8,027

$6,961+15.3%

$6,034+33.0%

$6,690+20.0%

Admin fee / account holder

$2,479

$16,641-85.1%

$12,684-80.5%

$13,400-81.5%

PC TELECOM GROUP & ASSOCIATES, LLC RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PC TELECOM GROUP & ASSOCIATES, LLC RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion